How Do I Increase My Reputation? , I give money to every begger I see and my reputation is only 12. True I Am Not That far into the game (Ranger level 9?)

You get a rep from saving villiages, not from donating to the poor. You can increase it by donateing to temples, but don't bother, not worth it.

Just solve all the quests that you are offered. I agree with Glorick that it's not worth the trouble to buy reputation points at temples. Having high reputation isn't as good as it seems if you want evil or neutral aligned characters in your party. I myself am now at rep. 16 but since I'm going to do most of the quests and I have Edwin and Viconia in my party: does anybody know the least risky, most effective way of losing just one rep. point. I mean that I don't want to a. lose 10 rep. points all at once and b. do something horrible like killing innocent bystanders (however funny you might think it).

My rep barely ever sees a figure past twelve. If you want, you can take it down two points at a time by getting caught stealing. Just go somewhere you never go (say, the inn next to the city gates) and keep picking a pocket until everyone goes off at you. I think if you leave and come back after a while they'll all have forgotten about it, too.