[Kzonon]

I say report it. Its all too tempting and easy to just take the money but I agree with promethius said. Its much easier for the insurance companies to handle it. Plus they know what they are doing and also have your intesrests in mind ( because your interests are the same as thiers.....get the money from the other guy).

I also agree with reporting it just to get someone off the road. I saw a reckless accident about two months ago. I wasn't involved and couldn't stop because I'd be holding up traffic. But I called the insurance company anyway (...its a bit different in Canada, everyone has to have the basic insurance from the same company...i.e. the government.....and then you can buy additional insurance sompeplace else if you want). I told then what time and where and descriptions of the cars and what happened. I did it partly because one driver really shouldn't have been on the road.

So, if you asked me? I'd say report it. Go to the closest police station and file an accident/incident report and then call your/their insurance company and at least get a file started. If they decide not to claim on their insurance and just pay for it out of their own pockets then nobody's insurnace premiums go up.

my two cents
Kz
K