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I'd keep in mind if you use the insurance you will have no doubts as to getting things fixed honestly and completely, and usually the person reponsible's insurance co. pays for car rentals as well, and you did say you need transport while your car is out. Normally I'd say just let bygones be bygones and take the father's deal, but given the situation, with your car being most likely totalled, I'd play it safe Larry. If this girl has that many points on her license, she probably needs to lose it for a time and take some driving classes anyway, for everyone's sake.
Just my 2c [img]smile.gif[/img]
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