If it's in the game, and it isn't against my alignment to get it (the cloak is found on the body of someone who attacks you for no reason!), I have no problem with using it.
I don't solo either, so that cloak only saves one character (usually my tank with Boots of Speed on). I still have quite a few people to worry about.
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Baruk Khazad! Khazad ai-mênu!
"All that is necessary for the triumph of evil is that good men do nothing."-- Edmund Burke
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