1) You will only be able to select HLAs from your active class. Thus, a fighter dualed to a cleric will only choose Cleric HLAs with each level-up, but a multi-class fighter/cleric can choose from a combined fighter and cleric HLA pool. (b/c both classes are active)
3) dual-classing screws over proficiency points. If you have hammer+++++ and then dual to a cleric, you can't get the hammer+++++ back until the fighter class reactivates. IMHO, that is the worst part about dual-classing. It's like if a dwarven master axer becomes a butcher and suddenly can't use the simplest of axes correctly. weird. I advise using Shadowkeeper to give yourself the lost proficiency points after the fighter class reactivates.
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Yar!
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