Most of us have heard the music cd settlement thing on the radio. Well, it's muy facil to get the $20. If you are an American (I think the only eligible nationality), and you bought any music CD's between 95 and 00, you should take the time.
Go here:
http://www.musiccdsettlement.com
PS - Don't share this with too many message boards and friends, please, cause if the settlement group get too big all the money goes to (I think) some fund or charity.
You're Welcome, BTW.