03-19-2009, 08:57 PM
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#5
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The Dreadnoks
Join Date: September 27, 2001
Location: Orlando, FL
Age: 61
Posts: 3,608
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Re: Question for home owners, (Insurance related)
Quote:
Originally Posted by Bungleau
If this is what I think it is, stay far, far away.
"Disaster recovery" sounds a lot like "homeowner's warranty", and the record of the warranty providers is pretty mixed. Check to see how easy it has been for others to submit claims and actually get paid. My recollection has been that it's pretty marginal... they pick who reviews the "problem" and who decides what gets covered, and you have little recourse after their decision is made. And apparently, their decisions rarely cost them a lot of money...
Flip it around the other way... if you put $5k into a CD or money market, how much "DR" would that cover for you?
My gut feel... only deploy if you wish to get $5k lighter.
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Tanks.
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